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Only 14 percent of women wear sunscreen daily, according to the Marist Institute for Public Opinion. But even if you're chained to your desk, chronic exposure to UVA rays through windows can accelerate signs of aging by years. When it's overcast, 80 percent of UV rays zip through clouds, Dr. Wechsler says. Wear sunscreen 365 days a year by spritzing on a mist, like Clarins Sunscreen Care Milk-Lotion Spray SPF 50+ ($30, clarins.com). Don't forget your legs: Melanoma occurs most commonly on women's calves, Dr. Gohara says. In addition, treat clothes with SunGuard ($2, sunguardsunprotection.com), a laundry product that adheres to fabrics and absorbs 96 percent of the sun's rays. Lastly, seek shade, which reduces your UV intake by 50 to 95 percent.