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Your Stress-Free Holiday Starts Here

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Your Finances

Give your bank account a boost. Lack of money is the biggest holiday stressor for 61 percent of Americans, according to a poll by the American Psychological Association. The solution is simple: Leave the plastic at home and use only cash when you shop, says Lisa Kent, a Merrill Lynch wealth-management advisor who specializes in personal finances. "If you limit your spending to the amount of money in an envelope, you'll be more focused on everything that's going out," she explains. "With credit cards, you're not."

Avoid a money meltdown. Don't let one slip become an excuse for a wild spending spree. "If you go off track and shell out more than you planned to on one thing, like a gift for your husband, make up for it by spending less on something else, like decorations," says Tiffany Bass Bukow, founder of, a financial education Web site.

Next:  Your Family


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maasshelga wrote:

On Christmas Eve our family looks forward to get together at our house. Our three granddaughters come earlier and visit with each other while they finish decorating the indoor Christmas tree, are having fun carrying all our gifts from where they were stored to the tree. Then they help sett the tables with the holiday china, which gives me time to finish the last minute touches to the cooking before the rest of the family arrives. This way we work together and are having fun, too.

12/6/2009 07:18:57 PM Report Abuse
veggiedogs wrote:

Gifts turn into a simple craft for occupying kids too. Have them decorate butcher paper with markers or stickers. They love to give gifts featuring 'their' giftwrap designs.

12/6/2009 12:50:24 PM Report Abuse
bigrugger wrote:

my family always enjoyed wrapping gifts in the comic section from the newspaper (especially Sunday's which came in color)

12/6/2009 10:50:09 AM Report Abuse
beth7cam wrote:

Good ideas

10/24/2009 09:07:36 AM Report Abuse

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