Healthy Changes That Can Save You $66,674

We asked experts if it was humanly possible to better your bank account -- and your body -- during a recession. It's possible.

A new study shows that working out regularly can add 14 years to your life -- and save you big bucks. Oh, you must also stop smoking, according to the study's experts at the University of Cambridge School of Clinical Medicine. Here's how it breaks down.

Make this simple change:

Exercise regularly. Being obese translates into five extra sick days a year and can cost you a promotion or bonus.

In 10 years you'll save...
$35,269 in salary

Make this simple change:

Stop smoking cigarettes and your medical expenses will cost 40 percent less each year.

In 10 years you'll save...
$13,000 on healthcare

Make this simple change:

Cook healthy meals at home. You'll keep off the pounds and pad your bank account.

In 10 years you'll save...
$10,780 on restaurant bills

Make this simple change:

Cut your alcohol intake from two glasses of wine a day to one to protect yourself from heart disease and save more than 36,500 calories a year.

In 10 years you'll save...
$4,370 on drinks

Make this simple change:

Strength-train twice a week and do cardio three times a week to help flatten your abs. Every three years, the average middle-aged American woman adds almost an inch to her waist. Keep your tummy trim and you'll be able to fit into your favorite jeans for years.

In 10 years you'll save...
$1,200 on larger-size clothes

Make this simple change:

Go outside and take a 30-minute walk. Research shows that regular exercise is as effective as some depression medications.

In 10 years you'll save...
$1,095 for a year of Zoloft

Make this simple change:

Fill up on fruits, whole grains, and lean protein to maintain a healthy weight.

In 10 years you'll save...
$960 for a couple of years of Weight Watchers

Total Savings: $66,674

Originally published in FITNESS magazine, September 2008.